Hello everybody! I’m back from a fun and exhausting vacation wherein I ate too much, slept not enough, and of course developed a sore throat and cough from either laughing and singing too much, or maybe it’s actually just a cold. Either way, my internal clock is all kinds of … [Read more...] about Introduction to the 4% Rule
Finance Fridays
Is A Discount Broker The Right Choice For You?
I’ve noticed a trend lately. More and more, friends (both real ones and social media ones) are asking about investing. But not just what investments to buy. There has been a lot of talk about which company they should choose. And I’m seeing a lot of people respond that they … [Read more...] about Is A Discount Broker The Right Choice For You?
Net Worth: What It Is And More Importantly, What It Isn’t
In the personal finance world, we talk about net worth a lot. Most people are focused on measuring their net worth...comparing it to their past net worths...comparing it to others. There is even a subtopic in the personal finance community focused on figuring out what your net … [Read more...] about Net Worth: What It Is And More Importantly, What It Isn’t
Your Roth IRA Contributions Belong To You
When you talk about retiring early, you get a lot of questions about how you are going to fund it. If you answer that you are putting money into retirement accounts, the next question is inevitably about paying penalties. The “common wisdom” is that you won’t be able to take your … [Read more...] about Your Roth IRA Contributions Belong To You
Inflation’s Impact on Retirement Planning
Last week I talked about what inflation is and how it affects expenses over time. This week, I wanted to dig into how inflation affects retirement planning. After all, inflation is basically a given. Sure, deflation may occur in some years. And inflation isn’t a physical truth, … [Read more...] about Inflation’s Impact on Retirement Planning